Mi patria, Venezuela, está padeciendo desde 1999 una de sus peores crisis en lo económico, social, político y cultural, a pesar de que en las casi dos décadas del régimen castro-chavista primero, durante el mandato del teniente coronel Hugo Chávez, y castro-chavismo-madurismo-militarismo desde el 14 de abril de 2013 cuando accedió irregularmente a la Presidencia de la República su sucesor, Nicolás Maduro Moros, de dudosa nacionalidad, el país tuvo los mayores ingresos económicos de toda su historia republicana a partir de 1830, masa dineraria que no fue empleada para mejorar la calidad de vida de los venezolanos, dueños teóricamente de esa riqueza, sino que se dirigió a alimentar la corrupción de la élite política gobernante, convertida en boliburguesía, y regalar dinero a manos llenas en el extranjero con miras al establecimiento en diversos países del mal llamado Socialismo del Siglo XXI…
#RodulfoGonzalez #LibrosdeRodulfoGonzalez #RodulfoBooks
- Your money will almost always go further somewhere else.
- The odds are against you — way, way against you.
- Lotteries are more likely to pull money from low-income people.
When you dissect these three reasons from a Banker, you may find some making money interest behind them, for example: Your money will almost always go further somewhere else…, what does Bankers really do with our money once cross their doors into their accounts? Only they know! The odds are against you — way, way against you. Jajajaja, of course that the Bank will set the odds to benefit you! And Lotteries are more likely to pull money from low-income people. Yeah!, the Banks never, ever take advantage of we the “poor”, I rather prefer to use the term: people with low amounts of cash/money, there is not such a poor people.
Remember this: The Global Lottery Market was valued at US$ 1,788.1 Mn in 2018 and is projected to increase significantly at a CAGR of 4.6% from 2019 to 2028 Compound annual growth rate (CAGR) is a business and investing specific term for the geometric progression ratio that provides a constant rate of return over the time period.
Caffè Panna opens in Gramercy tomorrow, bringing freshly churned ice cream and affogatos from Hallie Meyer, the daughter of New York City restaurateur Danny Meyer.
Meyer’s ice cream parlor is modeled after the casual all-day cafes of Rome, where she spent a summer working at a local gelateria. It’s meant to be the kind of neighborhood spot where people pop in at all hours of the day, whether for coffee in the morning, an afternoon ice cream, or eventually drinks after work.
Meyer opens Caffè Panna at 77 Irving Place, on 19th Street, with a concise list of 10 ice cream flavors — all churned daily in the shop’s “beast” of an ice cream machine, following the same ethos as gelato parlors in Rome, Meyer says. Opening day flavors may include one with strawberry swirls and graham crunch and another made from olive oil imported from Italy, topped with apricot and ginger swirls.
Most of the scoop shop’s flavors are made from a combination of fruits and nuts, with ingredients sourced locally or directly from Italy. Five classics including vanilla and salted caramel will always be available, with specials like that olive oil flavor and others — such as the Hungry Ranger, made with chocolate ganache chunks, salted caramel, and graham brittle — appearing daily.
Coffee is also a big part of the story here. Caffè Panna translates to “coffee” and “cream,” and as such, espressos can be ordered with a dollop of fresh panna. There’s also a portion of the menu dedicated to affogato sundaes, where any ice cream flavor can be paired with coffee, cream, and other toppings. Later on, Meyer has plans to sell some pastries as well as secure a liquor license to offer wine, beer, and cocktails.
Inside the white-and-black-accented shop, there’s a separate coffee bar and ice cream counter and about 30 seats overall, including 15 stools that face Gramercy Park.
This is Meyer’s first restaurant in NYC. She first starting selling her ice cream about a year ago from a South Bronx pop-up in collaboration with empanada maker Empanology. Her creations evolved into her own ice cream brand, which she called Tripla Panna. Though her father isn’t an investor in her Gramercy shop, she says he’s one of her advisors. Caffe Panna sits down the street from his storied Union Square Cafe — and his next-door cafe Daily Provisions, which also sells Meyer-endorsed ice cream from Salt & Straw.
SARATOGA SPRINGS, N.Y. — Lately I’ve been spending a lot of time on Phila Street, home to the longest continuously operating folk music venue in the United …
(Bloomberg) — Sustainability-minded millennials increasingly want to know where their cup of Americano or Espresso Macchiato comes from, and some of the world’s top coffee companies are turning to technology for help.
Roasters including J.M. Smucker Co. and Jacob Douwe Egberts are joining a blockchain initiative by Farmer Connect, a startup backed by Swiss coffee trader Sucafina and developed in partnership with International Business Machines Corp. The technology will help firms trace the origin of the beans they buy and sell as well as their pricing along the supply chain.
The digital ledger system, which usually tracks transactions, will also be used to feed customers detailed information about where the coffee was farmed, milled, exported, imported and roasted through a consumer-facing application called Thank My Farmer. Clientele will also be able to directly support sustainability projects, and from next year, make direct payments to farmers.
“Our participation in the Farmer Connect blockchain initiative demonstrates our commitment to providing consumers with the transparency they crave while also creating new ways to support smallholder coffee farmers,” said Joe Stanziano, senior vice president and general manager for Smucker, owner of coffee brands including Folgers, Cafe Bustelo and 1850.
The platform, now available to members, will open up for the rest of the market next year, said Dave Behrends, founder and president of Farmer Connect and a partner at Sucafina. The startup plans to raise as much as $20 million at the end of this year or early 2020, making it an industry-wide initiative, he said.
Farmer Connect doesn’t own the data companies input, so when it comes to price — a sensitive topic for many firms — it will be the users’ decision to give others permission to see the value of their purchases and sales. Behrends expects roughly 90% of the users to disclose where the coffee comes from, but only about 10% to embrace price transparency at the start.
“I would expect that as we evolve as a supply chain and consumers demand more visibility, the pressure will increase for us to be able to prove that we are paying a fair price to farmers,” he said. “That will be something that will become more of the norm.”
Coffee traders have struggled with thin margins and increasingly long payment terms by an ever consolidating roasting industry, meaning some traders may chose not to open up their pricing information. While some roasters require proof traders have paid farmers a fair price, the groups that do so successfully are the ones that allow for margins in the supply chain, Behrends said.
“I think traders are fine sharing data that ensures farmers have been paid a fair price,” he said, adding that some influential roasters could use the data to pressure their margins.
While tapping blockchain will help cut transaction costs, sharing the data with financing banks could also help companies to achieve lower rates, Behrands said. And farmers gain too. Growers will get their own app to receive direct payments, input sales and prices as well as data about themselves. The app, set to be ready in the first quarter next year, will also let farmers verify if the price companies input is correct.
“That’s great for two reasons: now we have verified data of how much is going to farmers, it’s not just a trader claiming that they paid the farmer a fair price,” Behrends said. “And for the farmer confirming that, they are building credit history because they are building a digital track-record of production and income and for a lot of the farmers in Africa, that history makes them bankable and open for micro-credit loans for the first time ever.”
Farmer Connect — also supported by the Colombian Coffee Growers Federation, Japanese trader Itochu Corp., importer RGC Coffee as well as Sucafina and the trader’s private label roaster Beyers Koffie — is open to later expanding to other commodities such as cocoa and tea.
“We believe that Farmer Connect will be the platform of choice for the coffee industry,” said Rajendra Rao, general manager for IBM Food Trust. “We know that both farmers and coffee lovers everywhere will benefit from transparent connectivity.”
(Updates with IBM quote in last paragraph.)
To contact the reporter on this story: Isis Almeida in Chicago at [email protected]
To contact the editors responsible for this story: Tina Davis at [email protected], Pratish Narayanan, Nicholas Larkin
©2019 Bloomberg L.P.